With 8+ years of business development experience, Helen is a driving force in fostering innovation and sustainable business solutions. She is a leading expert in blockchain within the 4IRE Group, specializing in blockchain consulting and enterprise solutions in DeFi, Fintech and GreenFi. Helen is a vital connector, fostering collaborations between startups and VCs in Nordic.
NeobankX
NeobankX is a modular, white-label platform that allows you to launch your own digital bank, crypto wallet, or payment ecosystem — with full fiat and crypto capabilities, multi-currency support, card issuing, and global transactions. Built for fintech startups, enterprises, Web3 platforms, and embedded finance providers.
Save $100k on development costs vs. custom development
Add new functionality 3x faster with low-code
Proven expertise in DeFi, wallets, investing platforms
Our approach includes robust software, expert business consulting, and legal compliance services, enabling a seamless transition for traditional banks and FinTech startups into the new era of neobanks.
Our clients
Trusted by SMBs & Enterprises:
Enteprise clients:
Startups:
Our clients
Trusted by SMBs & Enterprises:
Enteprise clients:
Startups:
Launch own branded Neobank with crypto-fiat payments and customize to your needs faster and cost effectively
Deploy a global NeoBank via the reliable web app for your users
• Scale financial oversight globally with unified web controls
• Ensure compliance with robust KYC and secure crypto wallet integration
• Enable effortless token swaps and purchases with an intuitive exchange
Optimize user experience across all devices
• Deliver seamless navigation with adaptive mobile design
• Manage portfolios and transactions on any smartphone or tablet
• Enhance accessibility for global customers anytime, anywhere
• Reward your users with tokenized points, cashback, or NFT badges
Streamline KYC compliance globally
• Select from integrated providers like Onfido, Ondato, and Shufti Pro
• Meet AML regulations with regional banking partners (e.g., Zumrails, Bankera)
• Accelerate user verification for faster market entry
• Adaptive compliance modules for KYC, AML, and KYB depending on user type and country
Control platform operations with the admin dashboard
• Manage users, companies, and fiat transactions securely
• A single core system powers multiple branded frontends, including e-wallets, crypto apps, and merchant apps, streamlining operations and reducing costs
• Monitor fees and analytics for strategic decision-making
• Oversee bank accounts and documents with real-time oversight
• Seamlessly integrate or utilize the admin module within an existing digital wallet, neobank, or remittance app
Leverage our custodial solution instead of using third parties
• Save time and costs with 4IRE’s proven custodial solution
• Customize transaction fees to maximize global revenue
• Offer virtual cards and admin tools for enhanced management
Schedule a demo
Alina Siraia
Business Development Manager
Get in touch with us to learn more about our delivery approach, personalized services, and innovative solutions tailored to your business needs.
What are the benefits of the 4IRE NeobankX?
Advanced Admin Panel
Inspired by crypto banks, the admin panel offers crypto monitoring and an accounting module, recording transactions for regulatory and business reporting needs
Seamless Bank Integration
The modular structure facilitates quick integration with one or multiple banks, ensuring compatibility and flexibility within your financial ecosystem
Agnostic Database Connectivity
An Agnostic DB supports reading various databases, speeding up connections to third-party integrations, and simplifying data analysis for optimized processes
AI Integration
It features a modular platform optimized for AI assistants, smart analytics, and fraud detection. Additionally, an integrated AI Assistant, implementable within weeks, provides an interactive guide to help users navigate the platform, explain transactions, balances, and features via chat
Complete Ownership of IP Rights
Gain full control over your intellectual property rights and a source code license, ensuring ownership for the custom-built product tailored to your business needs
Integrated Payment Solutions
Google Pay and Apple Pay: Enhance customer convenience with integrated payment solutions like Google Pay and Apple Pay, providing a seamless transaction experience.
Enhanced Features
NeobankX offers flexibility in terms of potential staking and cross-chain swaps. Staking offers the ability to lock assets in exchange for rewards, and cross-chain swaps facilitate the transfer of assets across different blockchain networks, which increases financial opportunities.
Industry-Specific Use Cases
Fintechs
Fintechs
Create new B2B opportunities with secured crypto-fiat payment gateways to access the growing сrypto market and engage new retail and institutional clients.
Banks
Banks
Attract crypto-devotee customers: enhance security and fraud reduction by integrating encrypted and regulated crypto-fiat solutions.
Retail wholesale
Retail wholesale
Provide your clients with instant and low-fee transactions while expanding operation activity due to borderless payments.
Investment Management & Reporting
Investment Management & Reporting
Enable unified crypto-fiat portfolio oversight with automated compliance and real-time stakeholder transparency.
Remittance
Remittance
Facilitate near-instant cross-border transfers via decentralized infrastructure while minimizing transactional costs.
iGaming
iGaming
Deliver seamless player settlements using compliant stablecoin frameworks and programmable escrow mechanisms.
Corporate & DAO Treasury
Corporate & DAO Treasury
Optimize treasury resilience through dynamic digital-traditional asset allocation and institutional-grade governance.
Cross-Border Remittance
Cross-Border Remittance
Accelerate international trade settlement via CBDC corridors with eliminated FX volatility exposure.
Government Bitcoin Reserve
Government Bitcoin Reserve
Diversify national reserves with institutionally custodiated digital assets and integrated liquidity solutions.
Powered by: 
Crypto and Fiat Solutions
NeobankX vs. Custom development
Solution
solutionSetup costs x3 effective that custom development
Time to market
from 4 weeks
- Admin dashboard
- Web app
- Optimised talent costs
- 2 KYC Providers
- White-label
- Retention tools and affiliate module
- Reduced support costs
- No extra cost for the custodial solution
Solution from scratch
Development costs
$1m
Time to market
8-10 months
Minimum team needed
6-8 dev
- Huge investments
- Long-term risks
- Dedicated development team
- Long time-to-market
- Ownership and control
- Tailored to unique business needs
- Expenses for custodial Fireblocks ~ $4500 per year
Success stories
Loop Wallet
FinTech
Wallet
Java
React
Spring
Saudi Arabia
Loop Wallet is a comprehensive digital payment solution in Saudi Arabia, offering secure, convenient, and instant transactions for both individuals and businesses.
- Collaboration: 6 months +
- Project outcomes: Improved Code Quality, Secured transactions integration
ARGO
Precious Metals Trading
React
Angular
Canada
ARGO approached us to create a trading platform for precious metals, initially focusing on gold, to enable everyday people to invest, trade, and redeem physical gold bars delivered from the vault.
- Collaboration: 7 months +
- Project outcomes: Updated and Extended Wallet Functionality, Integrated KYC and Payment Providers
Loop Wallet
Loop Wallet is a comprehensive digital payment solution in Saudi Arabia, offering secure, convenient, and instant transactions for both individuals and businesses.
- Collaboration: 6 months +
- Project outcomes: Improved Code Quality, Secured transactions integration
ARGO
ARGO approached us to create a trading platform for precious metals, initially focusing on gold, to enable everyday people to invest, trade, and redeem physical gold bars delivered from the vault.
- Collaboration: 7 months +
- Project outcomes: Updated and Extended Wallet Functionality, Integrated KYC and Payment Providers
Video Answers to Key Questions About Launching with NeobankX
Short expert videos answering your most common product and implementation questions
Our expert in launching NeobankX
Helen Petrashchuk
Managing Partner
Andrii Klesov
CEO
10+ years of experience in FinTech, Software Development, and Consulting, Ex-VP at Mastercard, and a former Manager at Bain & Company. CEO at RNDpoint, CEO and Co-Founder of MobID, a pioneering KYC & AML SaaS solution. Launched a neobank, guiding it from the presentation stage to securing a license and acquiring the first 100k users.
Vladyslav Malynovskyi
CMO
Digital Marketing professional with over 7+ years of transferable cross-industry experience. Proven track record in executing successful product launches in Blockchain, DeFi, NFT, Web3.
Yaroslav Tumanov
CTO
5+ years of experience in Solidity, leading world-class blockchain dedicated development teams. Yaroslav combines strong technical, consulting, and management skills, prepares the architecture vision for the DeFi and FinTech projects, conducts smart contract audits.
Peter Shubenok
Managing Director
Founder at ProcessMix no-code decision management system, Founder at ABLE lending automation platform. Peter developed multiple enterprise-level solutions at FinTechs and led digital transformation at banks, insurance, and healthcare companies. 15+ years of IT&Tech consulting experience.
Helen Petrashchuk
Managing Partner
With 8+ years of business development experience, Helen is a driving force in fostering innovation and sustainable business solutions. She is a leading expert in blockchain within the 4IRE Group, specializing in blockchain consulting and enterprise solutions in DeFi, Fintech and GreenFi. Helen is a vital connector, fostering collaborations between startups and VCs in Nordic.
Andrii Klesov
CEO
10+ years of experience in FinTech, Software Development, and Consulting, Ex-VP at Mastercard, and a former Manager at Bain & Company. CEO at RNDpoint, CEO and Co-Founder of MobID, a pioneering KYC & AML SaaS solution. Launched a neobank, guiding it from the presentation stage to securing a license and acquiring the first 100k users.
Vladyslav Malynovskyi
CMO
Digital Marketing professional with over 7+ years of transferable cross-industry experience. Proven track record in executing successful product launches in Blockchain, DeFi, NFT, Web3.
Yaroslav Tumanov
CTO
5+ years of experience in Solidity, leading world-class blockchain dedicated development teams. Yaroslav combines strong technical, consulting, and management skills, prepares the architecture vision for the DeFi and FinTech projects, conducts smart contract audits.
Peter Shubenok
Managing Director
Founder at ProcessMix no-code decision management system, Founder at ABLE lending automation platform. Peter developed multiple enterprise-level solutions at FinTechs and led digital transformation at banks, insurance, and healthcare companies. 15+ years of IT&Tech consulting experience.
Check our resources, explore reports, watch videos to inspire
Neobank are gaining popularity amid the rising adoption of cryptocurrencies in digital transactions. Here’s how you can build your own bank.
Book
Download bank cryptocurrancy
11 min
How to Build a Neobank in 2025
Neobank are gaining popularity amid the rising adoption of cryptocurrencies in digital transactions. Here’s how you can build your own bank.
FAQ on NeobankX:
What is a NeobankX?
What are the benefits of NeobankX?
How quickly can NeobankX be deployed?
Can NeobankX integrate with existing bank systems?
How does the admin panel work?
Can I customize NeobankX for specific needs?
Is NeobankX secure for crypto and fiat transactions?
What use cases does NeobankX support?
How can 4IRE support NeobankX implementation?