4IRE

Launch Your Own White-Label Neobank in 2–3 Months

Ready web & mobile apps, back office, KYC/AML and payment rails — under your brand, with source code. Save $100k vs custom development.

Build your fintech product end-to-end — technology, banking integrations, compliance, liquidity, KYC, and growth. All in one place.

Schedule a demo
  • Save $100k compared to custom development
  • Add new functionality 3x faster with low-code
  • Experience with 50+ corporate banks
  • Mobile app with back office from $25,000
NeoBank mobile app: crypto portfolio and multi-currency accounts screens

Trusted by Global Institutions

FICO
ChromaWay
First Abu Dhabi Bank
BasisBank
Breaking Equity
Ondo

What we offer

Your branded digital bank

Full infrastructure, back office, source code, and customizable design.

Compliance and Licensing

Access to licensed BaaS partners, plus compliance with MiCA, VASP, ISO 27001, and PSD2.

Marketing and Launch

Optional package: landing pages, branding, content strategy, and LLM visibility.

Support and Partnership

24/7 support and ongoing development. 80%+ of clients stay long-term, some as R&D or joint venture partners.

Your Brand.
Our Platform. Compliance Included.

NeoBank app on a phone: virtual card balance and saved contacts

Download Digital Bank Market Report 2026

Market sizing, trends and build-vs-buy insights for digital banking.

Everything You Need to Run a Neobank

A closer look at the platform, compliance setup, and payment rails.

Multi-platform

Desktop Web App

Mobile App

Admin Panel

One Platform, Every Channel

Web app, mobile app, and back-office admin panel — all built-in, all white-label, ready to launch under your brand.

KYC verification screens: personal details and address steps

Compliance Handled For You

ISO 27001 and PCI DSS compliant, with built-in KYC/AML providers: Onfido, Shufti Pro, and more.

Tablet dashboard with a crypto swap dialog

Crypto And Fiat, Natively

Deposits, swaps, card issuing, and cross-border payments. Fiat and crypto rails in a single ledger.

MiCA-ready infrastructure

Launching in the EU? The platform is built for MiCA requirements, and our compliance partner helps with licensing.

Built for Everyone Who Moves Money

From fintech startups to central reserves — one white-label platform, configured for your business.

  • Fintechs

    Launch new financial products without building from scratch.

  • Banks

    Add digital and crypto services to your existing offer.

  • Retail & Wholesale

    Branded payments, cards, and loyalty programs for your customers.

  • Remittances

    Fast cross-border transfers with low fees.

  • iGaming

    Instant crypto and fiat deposits and payouts.

  • Investment Management

    Give clients one app for fiat, crypto, and portfolios.

  • Corporate &
    DAO Treasury

    Manage corporate and DAO funds in one secure place.

  • Government Reserves

    Secure infrastructure for managing public funds and reserves.

Don't see your industry?

Tell us about your project

Our Solution Advantages

Software, integrations, and hands-on support in one package.

16

Years in Banking

Our team comes from

  • FICO
  • IBM
  • Mastercard

Launch your bank in 2–3 months

  1. Month 1 · Setup
  2. Month 2 · Integrations
  3. Month 3 · Go live

Transparent pricing based on your scope

  • Quote based on your scope
  • Vague estimates
  • Surprise invoices

Proven by Experience with 50+ Corporate Banks

First Abu Dhabi Bank
Danske Bank
BasisBank
Mashreq
United Arab Bank
Commercial Bank of Dubai

NeoBank vs. Custom Development

4IRE Solution

Recommended

Setup costs

3x

lower

Time to market from

8

weeks

Team needed

1–3

developers

  • Admin dashboard
  • Web app
  • White-label
  • Custodial wallet included
Request an estimate

Building from Scratch

Development costs

$1

million

Time to market

8-10

months

Team needed

6-8

developers

  • High upfront investment
  • Dedicated development team
  • Long time-to-market
  • Custodial (Fireblocks) costs ~$4,500/year

Projects start from $25,000 for a mobile or web app with back office, well below the upfront cost of custom neobank development. The final estimate depends on scope: share your requirements and we'll send a launch estimate.

Get a launch estimate

What We Provide

Six building blocks, delivered as one package.

Mobile Application

Send and receive crypto screens in the mobile app

Web Application

Web app cards dashboard

Back-Office

Back-office economy and user list screens

BaaS and Liquidity Provider Integrations

Integrated providers: Fireblocks, Onfido, Shufti, Equals, Nium, Bankera, Mercuryo, Sumsub, PayDo, Zum, Crypto.com, WhiteBIT

Compliance and Licensing

PCI DSS and ISO 27001 compliance

Marketing Package

  • Landing pages
  • Logo
  • Content strategy
  • LLM promotion
  • Product design approval

From MVP to launch: digital banking products we’ve built

Seeking 4IRE companies to enhance the region:

Location

Loop Wallet

Loop Wallet: Audit, Rescue and Launch of a Digital Wallet

Saudi Arabia
Banking SoftwareSecurity

A Saudi fintech startup handed 4IRE a half-finished wallet. The team audited the existing code, completed development and hardened security for launch — stabilising transactions, adding contact features and integrating with local banking systems over six months.

Learn More
Argo Vault

Argo Vault: White Label Wallet MVP

Canada / USA
Payments & Business Software

Built on the 4IRE white label wallet, Argo's MVP launched in four months with KYC and banking providers in Canada and the USA integrated, so anyone can buy and hold precious metals.

Learn More
Maîtres

Maîtres: All-in-One Restaurant Operations Platform

Sweden
$5M raised
Payments & Business Software

Maîtres launched in 2019 to unify restaurant operations and has since grown into a full platform for bookings, POS, payments and analytics. It is trusted by leading dining venues and hotels across Sweden to understand guests and turn visits into loyalty.

Learn More
ForumPay

ForumPay: Crypto Payment Gateway for Merchants

Malta
Stablecoin & CBDCBlockchain

ForumPay is a global crypto payment gateway that lets merchants accept Bitcoin, Ethereum and stablecoins and settle instantly in fiat, with no exposure to volatility. It covers online checkout, in-store POS and white-label processing for payment providers.

Learn More
Platio

Platio: Payment Orchestration Platform

United Kingdom
Payments & Business Software

A UK payment platform that connects merchants to a global acquiring network through one API, with multiple payment methods, AI-based fraud scoring with 3DS 2.0, smart routing and transaction reporting.

Learn More
Kidcoin

Kidcoin: Family Finance App for Kids

USA
BlockchainBanking Software

A hybrid fiat and crypto wallet for families. Parents automate allowances, chores and rewards, while kids from age five set goals and wish lists and earn Micro Scholarships from sponsors.

Learn More
Schedule a demo

Video Answers to Key Questions about Launching with NeoBank

Short expert videos answering your most common product and implementation questions.

FAQ on NeoBank

Let’s talk &
work together!

Tell us a bit about what you're building, and we'll set up a 30-minute call to talk it through.

It's a straightforward conversation about your project and where 4IRE could fit in.

Name, email and a few words about your project are all we need. Phone and messenger are optional.

By submitting this form you accept our Terms and Privacy Policy